Plane Tree Capital is a private credit fund offering investors a direct lending product into African SMEs. We focus on export transactions from Africa to developed markets. This approach offers African risk adjusted returns while mitigating a large portion of the pure Africa risk.
We lend as Senior Secured Debt
- Private credit is a low-risk investment compared to alternative asset classes, and a viable substitute to other fixed income investments.
- Each loan is secured primarily by the asset being financed. Secondary securities are used when required.
- Senior secured debt ranks higher than any other form of debt or equity in the event of default or liquidation.
How private credit stacks up
- Private credit returns, at 8% per year, are comparable to international equity returns over the last 21 years but with much lower volatility.
- Private credit investments rank higher in terms of security compared to equity.
- Private credit offers low volatility returns to compliment any diversified portfolio.
Why choose us?
- Our lower fee structure allows us to target lower yielding, but quality deals without sacrificing return to investors.
- Our experienced management team bring both a trade and financial background to operating across the continent with a proven track record.
- Our policy of full disclosure closes the information gap between investors and fund managers and keeps a keen eye on the finer details.
How we do private credit
- We offer direct loans to established companies to grow their business.
- Deals are self-liquidating. This means they have a predetermined cash exit.
- We use the products in each loan as our primary collateral.
